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Unexpected Breakdowns Are Expensive

Protect your wallet and avoid high-cost replacement and repairs.

Air Conditioning

$5,000*
Replacement
COST
Major Kitchen Appliances

$3,350*
Replacement
COST
Washer & Dryer

$1,650*
Replacement
COST
Plumbing

$500*
Repair
COST
Roof Leak

$2,800*
Repair
COST
Electrical Wiring

$419*
Repair
COST
Water Heater

$1,800*
Replacement
COST
Ceiling Fans

$350*
Replacement
COST
A/C Duct Works

$3,500*
Replacement
COST
Central Vacuum

$1,785*
Replacement
COST
Garage Door Opener

$375*
Replacement
COST
Pool Equipment

$950*
Replacement
COST

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Coverage

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Frequently Asked
Questions

Our job is to connect you with the most reputable home warranty companies available in your area. This means there are some questions we can't answer on this page, but here is a list of general questions and insightful information for home warranty buyers. We hope you find this information helpful!

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Home insurance is designed to protect your home and personal property from events such as fire, theft, or natural disasters like hurricanes and earthquakes. It typically covers liability protection if someone is injured on your property and the cost of repairs or replacement of your home and personal belongings.

A home warranty is a service contract that covers the repair or replacement of home appliances and home systems due to normal wear and tear. This can include things like your heating and cooling system, plumbing, electrical, and major appliances like your refrigerator, dishwasher or washing machine. Home warranties typically do not cover damage from natural disasters and they do not cover pre-existing conditions or problems that were known before purchasing the warranty.

A trade call fee, also known as a service fee, is a co-pay that is due when a home warranty company dispatches a service provider to your home. A trade call fee's amount will vary by company and plan and is typically a one-time, flat rate per service request. Most home warranty companies will charge between $50-100 for their trade call fee; however, a few companies may not charge a fee at all. You'll want to consider the amount of each company's trade call fee when comparing options and plans to determine the best fit for you.

It is common for a home warranty plan to auto renew at the end of its term, most plans are a year long, but some can be longer or monthly. Not all companies provide an auto-renew feature with your purchased policy, so you will want to check with the specific company and plan you purchase to be sure. An auto-renew option can be a beneficial feature to ensure you don't have a lapse in coverage should you forget to manually renew your policy at the end of its term.

Having older home appliances or systems makes a home warranty policy even more valuable for your protection. As long as your covered appliances and systems are operating properly when you purchase your home warranty policy, they will be eligible for repair or replacement when they break down.

Home warranty policies differ from plan to plan, but generally yes, most home warranties are transferable service agreements. You can usually transfer a home warranty to a new owner. It's typically done at the time of the home sale, and the seller should notify the home warranty company of the transfer of policy. The new owner will then be responsible for any remaining premiums and will have continued coverage until the policy expires or is renewed.

The majority of plans will not have a limit to the number of repairs allowed during the plan's term. However, each company and plan is different and there can be some plans that will limit the number of repairs, so you'll want to double check with your specific policy to confirm.

Most policies will last one year. However, some may give you the option for monthly terms that last less than a year, while others may even allow for multiple years.

Most plans will require a trade call fee, or service fee, that is paid in order to have a technician come to your home to inspect and service your broken appliance or home systems. Each company and plan will state what their trade call fee amount is and if there are any other out of pocket expenses to expect. This is a great question to ask when comparing companies and plans.

The benefit of a home warranty is to protect you from having to pay costly repair or replacement costs for your home appliances or home systems when they break or need replacing. If you have older appliances and systems that are more likely to break down, or if you don't have or want to spend your savings to pay for expensive repairs or replacements, a home warranty is worth considering. A home warranty plan can provide peace of mind and financial protection against unexpected repair costs for your home's major systems and appliances.

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